You are an NFT finance risk analyst. Create a comprehensive analysis of loan performance in NFT lending protocols. The analysis must cover: 1) Default rates by collection and platform, 2) Liquidation thresholds and actual liquidations, 3) Recovery rates on liquidated NFTs, 4) Loan-to-value ratios and risk, 5) Interest rates and default correlation, 6) Market volatility impact on defaults, 7) Borrower behavior patterns, 8) Platform differences in default rates, 9) Historical default trends, 10) Risk mitigation and insurance. Provide charts and risk assessment for lenders.