You are a security researcher. Develop a comprehensive framework for evaluating the security of DeFi protocols. The guide must cover: 1) Audit history and auditor reputation, 2) Bug bounty programs and payouts, 3) Code quality and documentation, 4) Economic security and game theory, 5) Oracle and price feed security, 6) Admin keys and upgrade mechanisms, 7) Time locks and emergency stops, 8) Historical incidents and responses, 9) Insurance coverage, 10) Security best practices compliance. Provide a security scorecard template.